Social Security is complicated, and we are here to navigate through the many choices with you. We offer a complimentary and comprehensive data analysis with the help of SSAnalyzer Software from Social Security Solutions (tm). In addition to this leading software for professionals, we are able to collaborate with a larger team of advisors dedicated to Social Security analysis and optimization. We know that rules are only growing more complicated. Recent legislation did not simplify claiming strategies.
Many clients know what their PIA (Primary Insurance Amount) could be in the future, However, they utilize our team approach to determine:
1) Best time, year, and month to begin distributions
2) Evaluate best strategy in coordination with client's spouse
3) Tax consequences of their Social Security decision
4) How to best incorporate RMD's of their Individual qualified retirement accounts (IRA, SEP, Roth)
5) Reverse engineer spousal benefit for those clients that already have elected their benefits